--- title: NAIC New Best Interest Standard for AL, AZ, AR, CT, DE, IA, ID, KY, ME, MI, MS, MT, NE, ND, OH, RI, TX, & VA description: Review the NAIC's new best interest standard. States will require a new four-credit training course or a one-credit training that covers the new standards and requirements. image: https://life-annuity-blog.specialtyprogramgroup.com/hubfs/NAIC.jpg --- [info@bsmg.net](mailto:info@bsmg.net) [(800) 343-7772](tel:800.343.7772) [![Unified | HubSpot COS Framework](https://life-annuity-blog.specialtyprogramgroup.com/hs-fs/hubfs/logo-1.png?width=359&name=logo-1.png "Unified | HubSpot COS Framework")](http://www.bsmg.net) - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 # BSMG Blog: Protecting the Future of Families and Businesses - Blog # NAIC New Best Interest Standard for AL, AZ, AR, CT, DE, IA, ID, KY, ME, MI, MS, MT, NE, ND, OH, RI, TX, & VA Posted by [BSMG](https://life-annuity-blog.specialtyprogramgroup.com/author/bsmg) on ## Arizona, Arkansas, & Iowa Regulation: Agents who have already completed a four-hour NAIC training course prior to January 1, 2021, must complete one of the following by July 1, 2021: - A new four-credit training course; or - A one-credit training that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to January 1, 2021, must do so prior to signing and dating a client application on or after January 1, 2021. ## Connecticut Regulation: Agents who have already completed a four-hour NAIC training course prior to March 1, 2022, must complete one of the following by September 1, 2022: - A new four-credit training course; or - A one-credit training that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to March 1, 2022 must do so prior to signing and dating a client application on or after March 1, 2022. ## Delaware Regulation: Agents who have already completed a four-hour NAIC training course prior to August 1, 2021, must complete one of the following by February 1, 2022: - A new four-credit training course; or - A one-credit training that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to August 1, 2021, must do so prior to signing and dating a client application on or after August 1, 2021. ## Idaho Regulation: Agents who have already completed a four-hour NAIC training course prior to July 1, 2021, must complete one of the following by January 1, 2022: - A new four-credit training course; or - A one-credit training course that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to July 1, 2021, must do so prior to signing and dating a client application on or after July 1, 2021. ## Alabama, Maine, & North Dakota Regulation: Agents who have already completed a four-hour NAIC training course prior to January 1, 2022 must complete one of the following by July 1, 2022: - A new four-credit training course; or - A one-credit training course that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to January 1, 2022 must do so prior to signing and dating a client application on or after January 1, 2022. ## Kentucky Regulation - Goes into effect January 1, 2022 Agents who have already completed a four-hour NAIC training course prior to January 1, 2022 must satisfy one of the requirements below: A new 4-hour annuity training course approved by the state insurance department after January 1, 2022; or An additional one-time 1-hour credit training course approved by the state insurance department on sales practices under the new NAIC regulation Agents who have already completed a four-hour NAIC training course prior to January 1, 2022 taking the 1-hour credit training must take the 1-hour course prior to July 1, 2022. If the 1-hour training is not satisfied by the July 1, 2022 deadline, they will be required to take a four-credit training course prior to signing and dating a client application on or after July 1, 2022. Agents who have not completed a four-hour NAIC training prior to January 1, 2022 must do so prior to signing and dating a client application on or after January 1, 2022. ## Michigan Regulation: Agents who have already completed a four-hour NAIC training course prior to June 29, 2021, must complete one of the following by December 29, 2021: - A new four-credit training course; or - A one-credit training course that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to June 29, 2021, must do so prior to signing and dating a client application on or after June 29, 2021. ## Mississippi Regulation - Goes into effect January 1, 2022: Agents who have already completed a four-hour NAIC training course prior to January 1, 2022 must satisfy one of the requirements below: - A new 4-hour annuity training course approved by the state insurance department after January 1, 2022; or - An additional one-time 1-hour credit training course approved by the state insurance department on sales practices under the new NAIC regulation Agents who have already completed a four-hour NAIC training course prior to January 1, 2022 taking the 1-hour credit training must take the 1-hour course prior to July 1, 2022. If the 1-hour training is not satisfied by the July 1, 2022 deadline, they will be required to take a four-credit training course prior to signing and dating a client application on or after July 1, 2022. Agents who have not completed a four-hour NAIC training prior to January 1, 2022 must do so prior to signing and dating a client application on or after January 1, 2022. ## Montana Regulation: Agents who have already completed a four-hour NAIC training course prior to October 1, 2021 must complete one of the following by April 1, 2022: - A new four-credit training course; or - A one-credit training course that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to October 1, 2021 must do so prior to signing and dating a client application on or after October 1, 2021. ## Nebraska Regulation Agents who have already completed a four-hour NAIC training course prior to July 1, 2021, must complete one of the following by January 1, 2022: - A new four-credit training course; or - A one-credit training course that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to July 1, 2021, must do so prior to signing and dating a client application on or after July 1, 2021. ## Ohio Regulation: Agents who have already completed a four-hour NAIC training course prior to February 14, 2021, must complete one of the following by August 14th, 2021: - A new four-credit training course; or - A one-credit training that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to February 14, 2021, must do so prior to signing and dating a client application on or after February 14, 2021. ## Rhode Island Regulation: Agents who have already completed a four-hour NAIC training course prior to April 1, 2021, must complete one of the following by October 1, 2021: - A new four-credit training course; or - A one-credit training that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to April 1, 2021, must do so prior to signing and dating a client application on or after April 1, 2021. ## Texas Regulation: Agents who have already completed a four-hour NAIC training course prior to September 1, 2021 must complete one of the following by January 1, 2022: - A new four-credit training course; or - A one-credit training course that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to September 1, 2021 must do so prior to signing and dating a client application on or after September 1, 2021. ## Virginia Regulation: Agents who have already completed a four-hour NAIC training course prior to September 2, 2021 must complete one of the following by March 2, 2022: - A new four-credit training course; or - A one-credit training course that covers the new standards and requirements. Agents who have not completed a four-hour NAIC training prior to September 2, 2021 must do so prior to signing and dating a client application on or after September 2, 2021. ## Training CE Requirement: You may take the training through any number of vendors, but BSMG has an affiliation with WebCE that will provide agents with a slight discount if they take training through the following affiliate link:  [![WebCE Discount](https://no-cache.hubspot.com/cta/default/422644/5047d1f3-139a-4654-8fca-3bc821b276d8.png)](https://cta-redirect.hubspot.com/cta/redirect/422644/5047d1f3-139a-4654-8fca-3bc821b276d8) *\*Please note, you must have a WebCE account to order and complete a course* For questions related to the new standard, please contact [LC@bsmg.net](mailto:LC@bsmg.net). 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