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    <title>One Ideas</title>
    <link>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas</link>
    <description>One Ideas Library</description>
    <language>en</language>
    <pubDate>Thu, 22 Jan 2026 14:29:59 GMT</pubDate>
    <dc:date>2026-01-22T14:29:59Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>2026 Exemption Planning</title>
      <link>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/2026-exemption-planning</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/2026-exemption-planning" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/ChatGPT%20Image%20Jan%2022%2c%202026%2c%2009_12_33%20AM.png" alt="2026 Exemption Planning" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/2026-exemption-planning" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/ChatGPT%20Image%20Jan%2022%2c%202026%2c%2009_12_33%20AM.png" alt="2026 Exemption Planning" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=422644&amp;amp;k=14&amp;amp;r=https%3A%2F%2Flife-annuity-blog.specialtyprogramgroup.com%2Fone-ideas%2F2026-exemption-planning&amp;amp;bu=https%253A%252F%252Flife-annuity-blog.specialtyprogramgroup.com%252Fone-ideas&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Life Insurance</category>
      <pubDate>Thu, 22 Jan 2026 14:29:59 GMT</pubDate>
      <guid>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/2026-exemption-planning</guid>
      <dc:date>2026-01-22T14:29:59Z</dc:date>
      <dc:creator>Gonzalo Garcia</dc:creator>
    </item>
    <item>
      <title>Why "Buy Term and Invest the Difference" No Longer Holds Up</title>
      <link>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/why-buy-term-and-invest-the-different-no-longer-holds-up</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/why-buy-term-and-invest-the-different-no-longer-holds-up" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/Buy%20-%20Invest.png" alt="Why &amp;quot;Buy Term and Invest the Difference&amp;quot; No Longer Holds Up" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/why-buy-term-and-invest-the-different-no-longer-holds-up" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/Buy%20-%20Invest.png" alt="Why &amp;quot;Buy Term and Invest the Difference&amp;quot; No Longer Holds Up" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=422644&amp;amp;k=14&amp;amp;r=https%3A%2F%2Flife-annuity-blog.specialtyprogramgroup.com%2Fone-ideas%2Fwhy-buy-term-and-invest-the-different-no-longer-holds-up&amp;amp;bu=https%253A%252F%252Flife-annuity-blog.specialtyprogramgroup.com%252Fone-ideas&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Life Insurance</category>
      <pubDate>Thu, 08 Jan 2026 14:00:01 GMT</pubDate>
      <guid>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/why-buy-term-and-invest-the-different-no-longer-holds-up</guid>
      <dc:date>2026-01-08T14:00:01Z</dc:date>
      <dc:creator>Gonzalo Garcia</dc:creator>
    </item>
    <item>
      <title>Social Security Leveraging with Life Insurance</title>
      <link>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/social-security-leveraging-with-life-insurance</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/social-security-leveraging-with-life-insurance" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/Social.png" alt="Social Security Leveraging with Life Insurance" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/social-security-leveraging-with-life-insurance" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/Social.png" alt="Social Security Leveraging with Life Insurance" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=422644&amp;amp;k=14&amp;amp;r=https%3A%2F%2Flife-annuity-blog.specialtyprogramgroup.com%2Fone-ideas%2Fsocial-security-leveraging-with-life-insurance&amp;amp;bu=https%253A%252F%252Flife-annuity-blog.specialtyprogramgroup.com%252Fone-ideas&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Life Insurance</category>
      <pubDate>Fri, 31 Oct 2025 20:01:27 GMT</pubDate>
      <author>marketing@bsmg.net (BSMG)</author>
      <guid>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/social-security-leveraging-with-life-insurance</guid>
      <dc:date>2025-10-31T20:01:27Z</dc:date>
    </item>
    <item>
      <title>Risks of Premium Financed Life Insurance Owned by an ILIT</title>
      <link>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/risks-of-premium-financed-life-insurance-owned-by-an-ilit</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/risks-of-premium-financed-life-insurance-owned-by-an-ilit" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/ILIT.png" alt="Risks of Premium Financed Life Insurance Owned by an ILIT" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/risks-of-premium-financed-life-insurance-owned-by-an-ilit" title="" class="hs-featured-image-link"&gt; &lt;img src="https://life-annuity-blog.specialtyprogramgroup.com/hubfs/ILIT.png" alt="Risks of Premium Financed Life Insurance Owned by an ILIT" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=422644&amp;amp;k=14&amp;amp;r=https%3A%2F%2Flife-annuity-blog.specialtyprogramgroup.com%2Fone-ideas%2Frisks-of-premium-financed-life-insurance-owned-by-an-ilit&amp;amp;bu=https%253A%252F%252Flife-annuity-blog.specialtyprogramgroup.com%252Fone-ideas&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Fri, 31 Oct 2025 19:46:07 GMT</pubDate>
      <author>marketing@bsmg.net (BSMG)</author>
      <guid>https://life-annuity-blog.specialtyprogramgroup.com/one-ideas/risks-of-premium-financed-life-insurance-owned-by-an-ilit</guid>
      <dc:date>2025-10-31T19:46:07Z</dc:date>
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