--- title: "BSMG Blog: Protecting the Future of Families and Businesses | Annuities" description: Annuities | Retirement topics, insurance news, annuity and life insurance broker tips --- [info@bsmg.net](mailto:info@bsmg.net) [(800) 343-7772](tel:800.343.7772) [![Unified | HubSpot COS Framework](https://life-annuity-blog.specialtyprogramgroup.com/hs-fs/hubfs/logo-1.png?width=359&name=logo-1.png "Unified | HubSpot COS Framework")](http://www.bsmg.net) - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 # BSMG Blog: Protecting the Future of Families and Businesses - Blog ## [Annuity Awareness Month 2023](https://life-annuity-blog.specialtyprogramgroup.com/2023-06-05_annuity-awareness-month) BSMG [Retirement](https://life-annuity-blog.specialtyprogramgroup.com/topic/retirement), [Life Insurance](https://life-annuity-blog.specialtyprogramgroup.com/topic/life-insurance), [Annuities](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuities), [Fiduciary](https://life-annuity-blog.specialtyprogramgroup.com/topic/fiduciary), [Insurance Industry News](https://life-annuity-blog.specialtyprogramgroup.com/topic/insurance-industry-news) No Comments 5 Jun 2023   Annuity rates have seen unprecedented increases in the past year. Now is a great time to take advantage of the best rates we have seen in a generation despite markets being relatively flat after a year of extreme volatility. For more details, check out the infographic below. [Read More](https://life-annuity-blog.specialtyprogramgroup.com/2023-06-05_annuity-awareness-month) ## [NAIC New Best Interest Standard for AL, AZ, AR, CT, DE, IA, ID, KY, ME, MI, MS, MT, NE, ND, OH, RI, TX, & VA](https://life-annuity-blog.specialtyprogramgroup.com/naic-new-best-interest-standard-for-az-ar-de-ia-id-me-mi-mt-ne-oh-ri-tx) BSMG [Annuities](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuities), [Fiduciary](https://life-annuity-blog.specialtyprogramgroup.com/topic/fiduciary), [Insurance Industry News](https://life-annuity-blog.specialtyprogramgroup.com/topic/insurance-industry-news), [Fixed Index Annuities](https://life-annuity-blog.specialtyprogramgroup.com/topic/fixed-index-annuities), [Retirement Income](https://life-annuity-blog.specialtyprogramgroup.com/topic/retirement-income), [Annuity](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuity), [Retirement Reform](https://life-annuity-blog.specialtyprogramgroup.com/topic/retirement-reform), [NAIC](https://life-annuity-blog.specialtyprogramgroup.com/topic/naic), [Best Interest Standard](https://life-annuity-blog.specialtyprogramgroup.com/topic/best-interest-standard) No Comments 4 Aug 2021 ## Arizona, Arkansas, & Iowa Regulation: Agents who have already completed a four-hour NAIC training course prior to January 1, 2021, must complete one of the following by July 1, 2021: [Read More](https://life-annuity-blog.specialtyprogramgroup.com/naic-new-best-interest-standard-for-az-ar-de-ia-id-me-mi-mt-ne-oh-ri-tx) ## [Optimizing Required Minimum Distributions](https://life-annuity-blog.specialtyprogramgroup.com/optimizing-required-minimum-distributions) BSMG [Annuities](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuities), [RMD](https://life-annuity-blog.specialtyprogramgroup.com/topic/rmd), [Required Minimum Distributions](https://life-annuity-blog.specialtyprogramgroup.com/topic/required-minimum-distributions), [Annuity](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuity) No Comments 3 Apr 2019 **Required Minimum Distributions (RMD)** are always a hot button with brokers and clients, especially recently when Donald Trump asked the Treasury Department to examine RMD life expectancy and distribution tables due to longer life expectancy and more people working well into their 70’s. Nevertheless, RMDs “are what they are”, a required distribution that every individual who turns 70.5 must start taking from their IRAs. At its simplest level, an RMD will be withdrawn and either deposited into a client’s checking account or reinvested. Let’s look at other ways to utilize an RMD. [Read More](https://life-annuity-blog.specialtyprogramgroup.com/optimizing-required-minimum-distributions) ## [Tax Advantages of Annuities](https://life-annuity-blog.specialtyprogramgroup.com/tax-advantages-of-annuities) BSMG [Tax Season](https://life-annuity-blog.specialtyprogramgroup.com/topic/tax-season), [Annuities](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuities) No Comments 9 Mar 2017 We all balk at the many get rich quick schemes clients may be exposed to today. However, have you ever stopped to think about whether their current investment strategy is driving them to slowly go broke? By the time taxes and inflation eat into your client's already modest gains made on a bank savings account, money market, or CD, their purchasing power is dwindling, ever so slowly. So slowly, in fact, that it's almost imperceptible.  [Read More](https://life-annuity-blog.specialtyprogramgroup.com/tax-advantages-of-annuities) ### Posts by Topic - [Life Insurance (21)](https://life-annuity-blog.specialtyprogramgroup.com/topic/life-insurance) - [Insurance Industry News (15)](https://life-annuity-blog.specialtyprogramgroup.com/topic/insurance-industry-news) - [Fiduciary (8)](https://life-annuity-blog.specialtyprogramgroup.com/topic/fiduciary) - [Advisor Marketing Tips (6)](https://life-annuity-blog.specialtyprogramgroup.com/topic/advisor-marketing-tips) - [Annuities (4)](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuities) - [Communication Tips for Advisors (4)](https://life-annuity-blog.specialtyprogramgroup.com/topic/communication-tips-for-advisors) - [Retirement (4)](https://life-annuity-blog.specialtyprogramgroup.com/topic/retirement) - [Sales & Prospecting Tools for Advisors (4)](https://life-annuity-blog.specialtyprogramgroup.com/topic/sales-prospecting-tools-for-advisors) - [Advanced Markets (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/advanced-markets) - [Insurance Products & Solutions (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/insurance-products-solutions) - [Insurance for Small Business Owners (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/insurance-for-small-business-owners) - [Long Term Care (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/long-term-care) - [Retirement Planning Strategies (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/retirement-planning-strategies) - [Risk Differentiation Underwriting (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/risk-differentiation-underwriting) - [Tax Season (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/tax-season) - [Term Life Insurance (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/term-life-insurance) - [Underwriting (3)](https://life-annuity-blog.specialtyprogramgroup.com/topic/underwriting) - [Annuity (2)](https://life-annuity-blog.specialtyprogramgroup.com/topic/annuity) - [Estate Planning (2)](https://life-annuity-blog.specialtyprogramgroup.com/topic/estate-planning) - [LTC (2)](https://life-annuity-blog.specialtyprogramgroup.com/topic/ltc) - [RMD (2)](https://life-annuity-blog.specialtyprogramgroup.com/topic/rmd) - [Retirement Income (2)](https://life-annuity-blog.specialtyprogramgroup.com/topic/retirement-income) - [Retirement Reform (2)](https://life-annuity-blog.specialtyprogramgroup.com/topic/retirement-reform) - [Tax Planning (2)](https://life-annuity-blog.specialtyprogramgroup.com/topic/tax-planning) - [Advanced Sales (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/advanced-sales) - [Best Interest Standard (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/best-interest-standard) - [Business Succession (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/business-succession) - [Buy Sell Agreement (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/buy-sell-agreement) - [Financial Advisor Tools (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/financial-advisor-tools) - [Fixed Index Annuities (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/fixed-index-annuities) - [ILITs (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/ilits) - [IRAs (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/iras) - [Linked Benefits (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/linked-benefits) - [NAIC (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/naic) - [Policy Review (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/policy-review) - [Required Minimum Distributions (1)](https://life-annuity-blog.specialtyprogramgroup.com/topic/required-minimum-distributions) see all - [500 South Main Street](https://g.page/BSMGInsurance?gm) - [Providence, RI 02903](https://g.page/BSMGInsurance?gm) - [(401) 751-9400](tel:401.751.9400) - [(800) 343-7772](tel:800.343.7772) - Fax: [(781) 237-8585](tel:781.237.8585) - [info@bsmg.net](mailto:info@bsmg.net) ### Recent Blog Posts ### Quick Links - > Quotes - > Annuity rates - > Case Studies - > Forms - > Get contracted © 2021 Brokers’ Service Marketing Group. 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